Terms of Service

Please read these terms carefully before using Finny

Last updated: October 15, 2025

Terms at a Glance

Key points about your rights and responsibilities when using Finny

Account Responsibility
You are responsible for maintaining the security of your account and all activities under it.
Educational Use
Finny is designed for educational purposes with appropriate safeguards for children's privacy.
Fair Use
Use Finny responsibly and in accordance with our terms and applicable laws.

Terms of Service

Please read our terms carefully before using Finny.

1. Introduction & Acceptance
  • Welcome to Finny. These Terms of Service govern your access to and use of the Finny website, mobile applications, and services.
  • By accessing or using Finny, you agree to these Terms. If you are using Finny on behalf of a school or organization, you represent that you have authority to bind the institution to these Terms.
  • If you do not agree to these Terms, you may not use the Services.
2. Definitions
  • User or you: An individual using or accessing the Services
  • Content: All materials, quizzes, images, health/nutrition content, data, generative AI outputs, and other materials provided via Finny
  • User Content: Content submitted or generated by Users (e.g. responses, quizzes, surveys, photos)
  • Aggregated Data: Anonymized and combined metrics or analytics derived from user behavior, which do not identify any individual
3. Eligibility & Guardian Consent
  • Finny is intended for use by students, parents, teachers, administrators, and educational institutions
  • Users under the age of majority in their jurisdiction must obtain consent from a parent or guardian
  • Schools, parents or guardians granting access must ensure compliance with applicable laws (e.g. COPPA)
4. Account Creation & Security
  • You must provide accurate information when registering
  • You are responsible for safeguarding your login credentials and for any activity under your account
  • Notify us immediately if you suspect unauthorized access
5. License & Use of Services
  • Subject to compliance with these Terms, we grant you a limited, non-exclusive, non-sublicensable license to use the Services for personal, learning and educational use
  • You may not reverse engineer, modify, decompile, or attempt to extract source code or algorithms from the Services or AI models
  • We may suspend or terminate your access if you breach these Terms or pose a security risk
6. User Content & Contributions
  • You retain ownership of your User Content, but by submitting it, you grant Finny a worldwide, royalty-free license to use, reproduce, distribute, display, and modify it for providing and improving the Services
  • You represent that your User Content does not infringe any third-party rights or violate any laws
  • We reserve the right to remove or disable access to User Content that violates these Terms or our policies
7. Intellectual Property & Content Ownership
  • All Finny-provided Content, quizzes, graphics, design assets, logos, and code is owned or licensed by Finny and protected by copyright, trademark, and other intellectual property rights
  • You may not copy, distribute, hack, or use Finny's content or branding except as expressly permitted by us
8. Privacy & Data Use
  • Finny's Privacy Policy governs how we collect, use, store, and share personal information
  • We will only use data for authorized educational and wellness purposes (no marketing or advertising to minors)
  • Aggregated Data that has been fully anonymized may be used for analytics, improvement, or research
9. Prohibited Uses
  • Violate laws or regulations or infringe intellectual property or privacy rights
  • Transmit harmful code (viruses, malware) or impersonate, harass or defame others
  • Circumvent security measures or misuse AI in a harmful or disallowed manner
  • Generate harmful or inappropriate content using AI features
10. Communications
  • By using Finny, you agree to receive service notifications (e.g. OTPs, challenge alerts, learning reminders) via push notifications, email or SMS
  • You may adjust your settings at anytime in the app
11. Subscriptions and Payments
  • Some features may be offered on a subscription basis
  • All payments are processed through Finny or our payment partners. It is up to the user to ensure their payment methods are managed properly
  • Subscription terms, renewals, and cancellations are clearly displayed in the app
12. Disclaimers & No Warranty
  • The Services are provided as is and as available without warranties of any kind, express or implied
  • We do not guarantee uninterrupted or error free service, accuracy, completeness, or fitness for a particular purpose of AI outputs, health recommendations, or any educational content
  • You acknowledge that use of the Services is at your own risk and Finny is not responsible for any loss or damage resulting from your use of the services
13. Limitation of Liability
  • To the maximum extent permitted by law, Finny and its affiliates, officers, employees, or agents will not be liable for indirect, incidental, special, consequential, or punitive damages
  • In no event will our total liability exceed what you paid (if anything) to use Finny in the past 12 months
14. Indemnification
  • You agree to defend, indemnify, and hold harmless Finny and its affiliates from any claims, liabilities, damages, losses, or expenses (including attorneys' fees) arising from your use of the Services or violation of these Terms
15. Termination
  • Either party may terminate your account at any time for any reason
  • Upon termination, your access to the Services and your account data will cease
  • We may retain aggregated or anonymized data, but we will remove or delete personal data as per our retention policies
16. Governing Law & Dispute Resolution
  • These Terms are governed by the laws of Texas, without regard to conflict of law rules
  • Disputes may be resolved by arbitration or in small claims courts, subject to applicable law
17. Changes to Terms
  • We may update these Terms from time to time; we will notify you through the app or via email before substantial changes take effect
  • Continued use after changes constitutes your acceptance of the updated Terms
18. General Provisions
  • If any provision is found invalid or unenforceable, it will be severed and the remainder will stay in effect
  • No waiver of any right or term occurs unless in writing
  • These Terms, along with the Privacy Policy, constitute the entire agreement between you and Finny regarding the Services

Questions About Terms?

Contact our legal team for any questions about these terms of service

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support@myfinny.com

Response within 48 hours

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Terms Updates

We may update these terms of service from time to time to reflect changes in our practices or for legal reasons. We will notify you of any significant changes by email and through the app. Your continued use of Finny after any changes constitutes acceptance of the updated terms.